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Owning a vehicle is a big responsibility. Even if you never take it out onto the road, it tends to be a good decision to maintain proper auto insurance on it. This can help protect your investment. However, the laws on this differ from one state to the next. A vehicle not on the road may not legally have to have coverage. READ MORE >>

Ugh.....water damaged your car...now what? Wherever you are, you always want to avoid high water because it doesn’t mix well with vehicles, especially computer and electrical systems.  With the flooding in Virginia Beach and the Texas Coastal area most recently, sometimes the damage can’t be avoided. READ MORE >>

The tires on your vehicle take the most abuse every time you take them out onto the road. You are likely to need to replace them from time to time. However, proper driving habits can help you minimize how frequently this is. If you fail to maintain your tires, you could be in an accident. READ MORE >>

We see people down the road on their phones, getting distracted by kids, fiddling with the radio, trying to pick stuff off the floor, lighting a cigarette, focusing on eating their lunch, and more.   They drive most people crazy!  But you are not that person. READ MORE >>

Car insurance rates depend on many factors. In most cases, insurance companies consider how likely it is that they will have to pay out a claim to you. Various reasons exist for this, such as the value and type of car you have. If you damage another person’s property, and the insurer pays for it, your rates could go up, as well. READ MORE >>

Many people work hard to improve their credit score. That is a good thing. As it increases, though, be sure to let your auto insurance provider know about the change. In some situations, it could help reduce your car insurance rates. Insurers use this information to make decisions about whether to provide coverage. READ MORE >>

SCHOOL BUS LAWS   Since the kids are back to school and the initial hubbub is over, we’ve settled into our fall patterns.  Thought it a good time to take a moment to review the motor vehicle laws regarding school buses. The laws regarding school bus stops state what we must do when near a bus transporting children. READ MORE >>

You need auto insurance. You turn to a car insurance provider for a quote. The insurer pulls a credit report to determine if they should offer a policy to you. How will this change what you pay for your coverage? The insurer is looking at risk indicators. Each insurer sets indicators of risk based on factors like your credit report. READ MORE >>

Individuals planning a cross-country trip spend a lot of time thinking and planning. This includes things to do along the way and the route they will take. However, cross-country road trips put a lot of wear and tear on your vehicle. For this reason, it is critical to ensure you always have it ready to go. READ MORE >>

We quite often get asked, “why are my car insurance rates going up when I haven’t had any tickets or accidents?”  It seems to be an ongoing trend over the last couple years across the U.S.  But there could be some good news, according to the Associated Press: BATON ROUGE, La. READ MORE >>

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