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Car Insurance, or financial responsibility, is mandatory in most states, including Georgia, Illinois, Indiana, Kansas, Louisiana, Missouri, Nevada, Ohio, Oregon, Texas and Virginia.   According to an article in The Chicago Tribune Business section, 3/9/18, “The insurer that had t... READ MORE >>

Nighttime Driving Tips Driving after dark is common for many folks...early risers and late night workers included. The risks are many. Deer are crossing the street virtually unseen and soon will be producing offspring. A person could be riding a bike or walking along the edge of the road, hard to notice until you are right next to them. READ MORE >>

Young drivers suffer from inexperience. As a skilled, older driver, you may have the ability to react faster. You understand better how a car reacts in wet conditions. You know how much distance to leave between vehicles. Teens do not know this. READ MORE >>

Retirement doesn't mean you have to stop being active. In fact, it means you have a lot more time to get out and enjoy life. Still, lifestyle changes beckon. Many of them have to do with the fact that you're getting a bit older. One of the habits you'll likely need to adjust is your driving. READ MORE >>

Providing a safe place for visitors to arrive at your home is important. If you invite guests to your home to relax on your patio, they expect to be safe doing so. Accidents can occur anywhere. If you have ample home insurance, however, you might not have to worry about those risks. READ MORE >>

Businesses face a slew of risks, annually. Even if you’re an optimist, you should prepare for the worst. One of the ways to do so is with business insurance. Before deciding on a policy, you should pinpoint the biggest dangers to your business. Below, we’ve outlined the five biggest pitfalls you might fact as a business provider. READ MORE >>

Most homeowners insurance policies provide financial protection from big, common risks. Fires, theft and vandalism are a few of those. Liability lawsuits filed against a homeowner may get support, as well. Yet, most policies also have exclusions. These are specific types of events the policy does not provide any coverage for in most cases. READ MORE >>

Distracted driving occurs when a person is focusing on tasks other than driving while behind the wheel. This is a very dangerous situation. Distracted driving is a leading cause of accidents in many areas. That is why states are putting laws into place banning the activity. READ MORE >>

Thinking about car insurance isn't high on most people's list of fun things to do. But what if you save more money by spending an hour or two learning some trade secrets? You won't get that from another two hours of reality television. Here are some insider tips that may help drop your car insurance premiums: READ MORE >>

Over the last 12 months, the United States has had numerous outbreaks of fires. These fires happen in any type of dry climate. Many of them create significant damage. They destroy entire communities. Many homeowners do not realize there are steps they can take to minimize these risks. READ MORE >>

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