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A smart driving assistant is a type of application that can help you with your driving habits. Several companies offer these tools. The goal is to provide you with information while on the road. These are not autonomous tools. That is, they do not operate the vehicle. Rather, they provide you with ways to stay safe on the road. READ MORE >>

     Any month (any day, for that matter) is a good time to pay attention to your distracted driving habits.  If nothing else, you have to pay attention to all the others who aren’t paying attention as they swerve down the road.  The U.S. READ MORE >>

There may not be anything worse than placing the car seat in a car. They tend to be difficult to secure. Yet, you know how important they are for your child’s safety. Many parents recognize the benefits of a rear-facing seat right away. And, most recommendations are for children to remain in this position as long as possible. READ MORE >>

Some auto insurance companies provide married people with discounts on their insurance policies. Why does this matter? It is always important to understand that car insurance companies focus on risk. When determining how much a person should pay for their coverage, they base this on how much risk is present. READ MORE >>

DYK:  Insurance, by its nature, is all about calculated risk assessment and pooled risk.  It’s about Insurers making educated guesses based on statistics about how likely you are to file a claim in the future and do they have enough incoming (premium) to cover the outgoing (claims and expenses). READ MORE >>

To be a safe driver, you must ensure you're able to drive properly. Many people get behind the wheel when they are really too tired to drive. The National Highway Traffic Safety Administration reports tired driver caused 846 fatal accidents occurred in 2014. They also note that 83,000 accidents occurred as a result of drowsy driving. READ MORE >>

DYK:  Your car is declared a total loss after an accident, what does that mean? Here are answers to three common questions: 1].  What does ‘totaled’ mean?  The insurance company will look at your car’s actual cash value vs. the cost of repairs. READ MORE >>

Your driving habits often impact how much you pay for auto insurance. The best way for car insurance agencies to know how safe of a driver you are is to use your driving record. Your state's department of motor vehicles collects this information. It includes any instance in which you break the law while behind the wheel. READ MORE >>

     The Louisiana Senate recently rejected a bill for statewide rules for ridesharing/transportation network companies [TNC] as Uber, Lyft and the like.           Proponents of the bill say the idea behind it is to allow these compani... READ MORE >>

 DYK:  Providing misleading information, lying on applications or failing to double check your insurance application could, in fact, hurt your ability to pursue compensation in a claim (they might not have to cover you). READ MORE >>

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