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You know how important it is to protect your credit information. You may work hard to keep your score as high as possible. Why do auto insurance companies need this information? Many people do not know their insurer is using this information. Most often, insurers use this information to make key decisions about the type of coverage they will provide to you. READ MORE >>

A premium for auto insurance is the cost you pay for it. What you pay depends on a variety of factors. What are some of these? Sometimes, what you pay can change due to the actions you take. It is always essential to work closely with your car insurance agent to know when this can happen. READ MORE >>

Every so often clients ask if it’s a good idea to change their car insurance company.  It’s a personal decision, and we want our clients to have options.  Having said this, there’s always an ad or agent telling you, you can switch any time and their rates will save you hundreds of dollars. READ MORE >>

Deer-related car accidents are not uncommon. In some areas, they are on the rise. Impacts with a deer can cause a significant amount of damage. They can also be life-threatening. If you swerve to avoid a deer, though, you are at a higher risk for hitting another person or car. If you do this, who is at fault? READ MORE >>

After a car accident, one of the first things you should do is call your auto insurance provider. Your agent is your go-to solution. They will work with you, the police, and the appraiser to ensure repairs happen quickly. Consider for yourself some of the benefits of their service. READ MORE >>

Is fire a risk at your home? Nearly every home has some level of risk when it comes to fire. However, every homeowner has the ability to reduce that risk. To do so, you need to know how to spot concerns. And, you should have some basic steps in mind to keep your home safe. READ MORE >>

A tire blowout is any instance in which the tire becomes flat suddenly. This often happens while driving. When it occurs, you may need to pull over. You will need to get the vehicle repaired properly. Most of the time, you also have to work with your auto insurance company to see if you have coverage for it. READ MORE >>

   DYK:  Some reasons your car insurance rates could be going up: ·        Higher loss trends and accidents involving undisclosed drivers are the main contributors. ·        People are driving more miles. READ MORE >>

What do you mean my credit score affects my insurance rates?!?  Most states allow car insurance companies to calculate credit-based auto/home insurance scores when determining your risk assessment and premium for your car insurance policy.  You’ll also hear words like tiering or scoring. READ MORE >>

Did You Know…You can look up vehicle recalls by VIN (Vehicle Identification Number) at safercar.gov?  By Solo Insurance® This VIN search tool includes most manufacturers and lists the: ü  Safety recalls that are incomplete on a vehicle ü  Safety recalls conducted over the past 15 calendar years READ MORE >>

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